If you’re shopping for individual dental insurance, you might think that all plans are created equal. However, that’s not even remotely true!

Before you sign on the dotted line, you’ve got to make sure that you’re getting the best dental insurance for your specific needs. Here’s what you need to be looking for:

1. Affordable dental coverage from top to bottom

When most people check to see if a dental health plan is affordable, they look solely at the monthly premium payments.

However, dirt-cheap premiums don’t necessarily mean that you’re getting affordable dental coverage.

How is that possible?

Well, if you plan on taking advantage of your benefits, you’re going to wind up paying for more than just your premiums. You’ll also have to pay for copays, deductibles, and coinsurance. Unfortunately, some dental coverage gives you low premiums — but then charges you higher rates on everything else to make up for them.

On the other hand, the best dental insurance will come with premiums that you afford, without jacking up the price of everything else. Before you sign up for a dental health plan, look at things from the worst-case scenario. If you’d have to pay way more than you can afford, it’s not the plan for you!

2. A long list of approved providers

Chances are your individual dental coverage is going to come with a list of dentists and specialists that have been approved by your insurance company. As long as you go to someone on this list for treatment, you’ll get the full coverage outlined in your dental health plan. If you don’t, you might end up footing the bill yourself!
That’s why the best dental insurance comes with a long list. Instead of being forced to go to a dentist that you’re lukewarm about, you’ll have plenty of options — meaning it will be easier to find a dentist that you love!

3. Exclusions you can live with

Virtually every type of individual dental insurance is going to come with some exclusions. For example, your dental health plan might not cover braces, or it might exclude elective procedures like tooth whitening.

You can have exclusions and still end up with the best dental insurance. You just have to make sure that you’re comfortable with the exclusions. If, for example, you think you might need braces in the next year or so, it would be silly to sign up for a dental health plan that won’t help you pay for them.

The best dental insurance is only a click away — at www.dentalforeveryone.com!