The Dos and Don’ts of Processing Credit Cards Online

When you’re dealing with internet merchant accounts, follow these 4 tips.

If you own a website, processing credit cards online is a must. And when you’re looking for a processing company, following these four dos and don’ts is a must:

1. DO make sure that your credit card merchant account takes security seriously
As much as we all love shopping online, it can be a dangerous place, thanks to hackers and other online criminals. That’s why processing credit cards online has to focus on state-of-the-art security – like fraud monitoring and special SSL encryption. If yours doesn’t, your customers probably won’t feel safe punching in their credit card information!
You can weed out potential internet merchant accounts right off the bat, just by seeing what kind of security features they offer. Then, you can use your merchant’s awesome features as a selling point on your website!

2. DON’T let your merchant use high risk credit card processing as a weapon
It’s a simple fact of life – some businesses are riskier than others. It may be because they have a lower credit score, or because of some other reason. Whatever the case may be, it doesn’t give your merchant account a reason to “punish” you. In fact, most internet merchant accounts can be approved and up and running in less than a day!
If you see processing companies giving you the run-around, saying that your high risk credit card processing is going to cost more than the “good guys”, don’t believe it. Instead, look for a processing company that’s going to treat you just like everyone else!

3. DO make sure you’re not going to be swept away by fees
Every single credit card merchant account is going to charge you a fee on each transaction. That’s simply the cost of accepting credit cards – even when you’re processing credit cards online! The important thing to remember, though, is that those fees don’t have to be expensive. Different internet merchant accounts will charge different fees.
So, before you sign on the dotted line with a processing company, do some comparison shopping. That’s the only way you’ll know you’re getting the very best deal.

4. DON’T go with any account that doesn’t provide technical support
If your online credit card merchant account doesn’t come with 24/7 technical support, it’s not worth the virtual space it takes up! After all, what happens if the software has a snafu? You won’t be able to make any money!
Bottom line – good internet merchant accounts to everything possible to make sure that your website can accept payments anytime of the day or night.

DO turn to Payment Solutions, Inc. for all of your credit card processing needs!

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